Plaid powers account linking, identity verification, and transaction-level insights for thousands of fintech apps. It connects consumer bank accounts to apps like Venmo, Robinhood, and Coinbase.
History and Background
Plaid was founded in 2013, making it 13 years old as of 2026. The company is headquartered in San Francisco, USA, United States.
Since its launch, Plaid has established itself as a significant player in the United States fintech ecosystem. Operating as a payment gateway, the company has built its reputation by providing accessible and reliable digital financial services to its growing user base. The platform continues to evolve its product offerings in response to the rapidly changing fintech landscape and increasing consumer demand for digital-first financial solutions.
Products and Services
As a payment gateway, Plaid offers a range of digital financial products and services designed to meet the everyday needs of its users. The platform leverages modern technology to deliver a seamless experience across mobile devices, making financial management more convenient and accessible.
Key services offered by Plaid include:
- Online payment processing for businesses of all sizes
- Multiple payment method acceptance including cards and mobile money
- Developer-friendly APIs for seamless integration
- Recurring billing and subscription management
Regulation and Safety
Plaid is a licensed and regulated financial technology company, authorised by CFPB. This means it operates under strict regulatory oversight, giving users an additional layer of protection and confidence when using its services.
Users are encouraged to verify the current regulatory status of Plaid and any fintech platform before committing funds. You can use our Safety Checker tool to get an instant safety assessment of Plaid, which analyses licence status, user ratings, complaint history, and service availability.
Final Thoughts
Plaid continues to play an important role in the United States fintech landscape. Whether you are looking for reliable digital financial services, need help resolving an issue with your account, or want to learn more about what the platform offers, this profile page is designed to give you all the essential information in one place. For the latest updates, always refer to the official Plaid website and app.
If you have used Plaid, consider leaving a review below to help other users make informed decisions. You can also file a complaint through our Complaint Tracker if you have experienced any issues that need resolution.