How to Create Opay Account in 5 Minutes

Are you looking for a quick and convenient way to manage create Opay account? Look no further than OPay, a leading mobile money (MMO) wallet in Nigeria licensed by the Central Bank of Nigeria. With OPay, you can enjoy a range of services such as sending money, earning interest on your deposits, funding your betting wallets, paying bills, and buying airtime, all at your fingertips.

In this article, we will guide you through the step-by-step procedure of creating an OPay account in just 5 minutes.

Table of Contents

Understanding OPay: A Brief Overview

Before we begin the Opay account creation process, let’s take a moment to understand what really is OPay. OPay is a trusted mobile money wallet in Nigeria that allows you to manage your finances conveniently through your smartphone. It offers various services that make your financial transactions easier, including low-cost money transfers, high-interest savings, free funding of betting wallets, discounted bill payments, and up to 30% off on airtime purchases.


How to Create Opay Account in 5 Minutes.

Step 1: Downloading the OPay App

Firstly, download the OPay app from Google PlayStore or App Store for Apple users on your mobile device. Just search for “OPay.” However, there are two Opay apps on the both stores (Opay, and Opay Business). As soon as you find the app, Install it by pressing the button to begin the download process. This might take at least within a minute to install depending on the download speed of your network at the time.

Step 2: Setting Up Your OPay Wallet

After you might have installed the Opay app, You will be greeted with a welcome screen that prompts you to sign up for a new OPay account. After downloading the app, Create an account to start your registration with Opay.

To create your OPay account, you will need to provide your full name, email address, date of birth and phone number. Make sure the info you enter is correct and verifiable. Once you have entered the your details, click on the “Next” button to proceed.

Step 3: Verifying Your Account

To ensure the security and authenticity of your OPay account, you will need to verify your phone number. An OTP code will be sent to the phone number you provided during the account creation process. Enter the code into the app when prompted, and your account will be successfully verified.

Step 4: Exploring OPay’s Features

Congratulations! You now have a fully functional OPay account. Take a moment to explore the general features of the Opay app to understand its features. You can navigate through the different sections of the app to access services such as money transfers, savings, bill payments, airtime purchases, and more. OPay offers a user-friendly interface, making it easy for you to navigate and utilize its various services.


Step 5: Enhancing Security and Privacy

While OPay takes extensive measures to ensure the security of your account, it is essential to take precautions on your end as well. Here are a few tips to enhance the security and privacy of your OPay account:

  1. Set a strong and unique password: Choose a password that is difficult to guess and avoid using easily identifiable personal information.
  2. Enable 2FA authentication: Enable 2Factor auth for an additional layer of security. This ensures that even if someone obtains your password, they will still need a second verification method to access your account.
  3. Be cautious of phishing attempts: Be wary of suspicious emails, messages, or calls asking for your OPay account information. OPay will never ask for your password or sensitive information via email or text messages.
  4. Update your app regularly: Keep your OPay app up to date by installing the latest updates. These updates often include important security patches and bug fixes.


Creating an OPay account is a quick and straightforward process that allows you to enjoy the convenience of managing your finances right from your smartphone. With OPay, you can send money at lower rates compared to banks, earn interest on your deposits, fund your betting wallets for free, pay bills at discounted rates, and buy airtime with up to 30% discount. Download the OPay app today and experience a seamless and efficient way to handle your financial transactions.

Related: Opay Customer Care Number & Addresses in Nigeria


  1. Can I use OPay outside of Nigeria?
    OPay is primarily available in Nigeria, and its services are tailored to the Nigerian market. However, there may be future expansions into other countries, so follow to stay tuned for updates.
  2. Are there any fees associated with creating an OPay account?
    No, creating an OPay account is free of charge. However, certain transactions or services within the app may have associated fees. Be sure to check the details for each specific service.
  3. Can I link my bank account to my OPay wallet?
    Yes, OPay allows you to link your bank account to your wallet. This feature enables you to easily transfer funds between your bank and OPay accounts.
  4. Is my personal information secure with OPay?
    OPay takes the security and privacy of its users’ information seriously. The app implements robust security measures to protect your personal data.
  5. What should I do if I encounter any issues with my OPay account?
    If you experience any problems or have questions about your OPay account, you can reach out to their customer support.