How to Link Your NIN to PalmPay: A Step-by-Step Guide

How to Link Your NIN to PalmPay. Learn how to link your National Identification Number (NIN) to your PalmPay account in Nigeria easily. Follow these simple steps to ensure security, compliance, and seamless transactions.


In Nigeria, your National Identification Number (NIN) and Bank Verification Number (BVN) are essential for secure financial transactions and government interactions.

Linking these important identifiers to your PalmPay account offers several advantages:

  • Enhanced Security: Protect your account and financial information.
  • Regulatory Compliance: Adhere to Nigerian financial regulations.
  • Seamless Transactions: Enjoy smooth financial operations within PalmPay.

Read also: How to Link Your NIN to Ecobank.

Are you ready to link them? Let’s dive into the simple process.

How to Link Your NIN to PalmPay: A Step-by-Step Guide

Step 1: Open the PalmPay App

Launch the PalmPay app on your smartphone and ensure you have a stable internet connection. If you don’t have the PalmPay app, kindly head on to the Google Play Store to download it for free.

Step 2: Log In or Sign Up

  • Existing Users: Log in with your email/phone number and password.
  • New Users: Create an account by providing your details and verifying your phone number.

Step 3: Find the Settings Menu

Locate the settings menu (often a gear icon) within your PalmPay profile.

Read also: How to Link Your NIN to First Bank in Nigeria.

Step 4: Choose “Account Verification” or “Identification”

Find the option labelled “Account Verification,” “Identification,” or similar, where you can link your NIN and BVN

Step 5: Input Your NIN

Carefully type in your 11-digit National Identification Number (NIN).

Step 6: Verify Your Information

PalmPay will cross-check your NIN against official records for accuracy.

Step 7: Submit Your Request

Once you’ve confirmed your details, submit the NIN linking request.

Step 8: Receive Confirmation

PalmPay will send a confirmation message (email or SMS) when your NIN is successfully linked.

Read also: How to Link Your NIN to UBA.

Step 9: Check Your Profile

Ensure your PalmPay profile reflects the updated information.

Step 10: Experience Enhanced PalmPay Usage

Congratulations! You’re ready to use your fully verified PalmPay account for secure and convenient transactions.


Linking your NIN to PalmPay not only boosts your account’s security but also demonstrates your commitment to following Nigerian financial regulations.

Following these simple steps, you can easily complete the integration within minutes.

Read also: How to Link Your NIN to Zenith Bank.


Is it mandatory to link my NIN to PalmPay?

Yes, linking your NIN enhances security and compliance with regulatory standards.

How long does the verification process take?

Verification typically takes a few moments, but it may vary based on PalmPay’s processing time.

Can I update my NIN information later?

Yes, you can update your information in the PalmPay app settings if necessary.

What if I encounter errors during the linking process?

If you encounter errors, double-check the information entered and try again. Contact PalmPay support for further assistance if needed.

Are there any fees associated with linking my NIN to PalmPay?

No, linking your NIN to PalmPay is free of charge.